LIFE EVENTS

Outside your new hire enrollment period or annual Open Enrollment, you can’t change your benefits during the year unless you experience a qualifying life event.

Report a qualifying life event

You have 31 days from the date of the event to report a qualifying life event. Log into Workday and go to Benefits > Change Benefits.

Important notes:

  • Documentation is required, e.g., a copy of your marriage certificate or birth/adoption certificate.
  • You may be required to provide Evidence of Insurability (Good Health) before your life insurance coverage is effective.

Qualifying life events

Marriage or new partnership

If you get married or start a new domestic partnership, you can add your spouse or domestic partner to your coverage.

Divorce or end of a partnership

If you get divorced or end a domestic partnership, you must remove your former spouse or domestic partner from your coverage within 31 days of the marriage or partnership was officially terminated.

Welcoming a new child

If you give birth to, adopt, or have a child placed with you for adoption, you can add your new child to your coverage.

Loss of life

If a covered dependent has died, you can remove them from your coverage.

Gain new coverage

If your spouse, domestic partner, or covered dependent child gains coverage elsewhere, you can:

  • Drop your AMCN coverage to enroll in your spouse or domestic partner’s coverage.
  • Drop your covered dependent child from your coverage.

Loss of coverage

If you, your spouse, domestic partner, or eligible dependent child lose coverage elsewhere, including COBRA coverage, you can enroll yourself and your eligible dependents in coverage.

Dependent child turning age 26

If your covered dependent child turns 26, their coverage will automatically end at the end of the month in which they turn 26. You will receive an email from Workday when your dependent child is no longer eligible.

Medicare, Medicaid, and CHIP

You can enroll or drop coverage if you or your eligible dependents either:

  • Gain or lose Medicare or Medicaid benefits
  • Lose coverage under the Children’s Health Insurance Program (CHIP) because you are no longer eligible
  • Become eligible for an applicable state’s premium assistance program under Medicaid or CHIP.