VISION
You have two vision plans to choose from: the Buy-up Plan and the Basic Plan. Both are administered by VSP, and both are available as stand-alone plans, meaning you don’t have to enroll in other AMCN health care plans to join.
Find in-network providers
Lower amounts of coverage are available for providers not in the VSP Signature network. View the Summary Plan Description for more information.
Contact Information
Compare vision plans
You’ll pay the same copay for exams, lenses, and frames with either plan when you visit an VSP provider. The amount you pay per pay period depends on which plan you choose and who you cover. To compare per pay period contributions, visit Employee contributions.
The key differences between the plans are:
- Benefit frequency: The Basic Plan covers frames once every 24 months, and the Buy-Up Plan covers frames every 12 months.
- Second pair benefit: Under the Buy-Up Plan, you can get either a second pair of glasses or set of contacts each year (up to the applicable allowance).
| Buy-Up Plan | Basic Plan | |
|---|---|---|
| Exam | $0 copay | |
|
Lenses1
Single, bifocal, trifocal |
$25 copay | |
| Frames2 | $25 copay3 and any amount above $175 allowance; 20% discount above the $175 allowance | |
| Contact lenses4 | Covered up to $175 | |
| Second pair benefit5 | Included | Not Included |
|
Benefit frequency
Eye exam |
Up to two every 12 months | |
| Lenses | Up to two every 12 months | Once every 12 months |
| Contact lenses | Up to two every 12 months | Once every 12 months |
| Frames | Up to two every 12 months | Once every 24 months |
1 Other lens enhancements are subject to additional charges.
2 The frame allowance is reduced for frames purchased at Costco Optical, and there is no discount beyond the $120 allowance for frames purchased from Walmart or Sam’s Club Optical or other retailers that aren’t a part of the VSP or Visionworks network.
3 If frames and lenses are purchased together, a single $25 copay applies. If purchased on separate occasions, a $25 copay will apply for each separate purchase.
4 In-network allowance applies to the cost of contact lenses, the fitting and the evaluation exam.
5 Where benefit applies, it allows you to obtain a second pair of glasses or contact lenses in addition to those received under the Basic Option.
Essential medical eye care
VSP will cover essential medical eye care for immediate and ongoing health conditions like pink eye, diabetes, glaucoma, sudden changes in vision, and more. You’ll pay a $20 copay for these services, unless your VSP provider is part of your medical plan’s network (your medical insurance will be billed instead).
Save up to 60% on hearing aids
All VSP members, plus their dependents and extended family members, can save an average of $980 per hearing aid (up to 60% off a pair) through TruHearing. You also have access to a professional network of over 5,500 provider locations nationwide.
Visit truhearing.com/vsp or call 1-877-396-7194 to learn more. Note that all AMCN medical plans also offer hearing aid coverage.
Not sure if you need vision insurance?
Take the VSP & You Quiz to see if coverage is right for you.